Rochet Lab

Toulouse School of Economics - Jean-Jacques Laffont Foundation

Occitanie (FRJ) · France

ERC-funded
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ERC Advanced Grant · 2021

Digital Payments, Multidimensional Taxes

Digitalization is revolutionizing our economies. The volume of digital payments has increased exponentially, fueled by electronic commerce and financial transactions. Giant internet platforms are now dominant players at the global level and manage to avoid most taxes. New payment service providers are undermining the traditional business model of banks. We lack a conceptual framework for guiding the regulatory and taxation reforms that are needed to adapt to this digital revolution. I will contribute to provide such a framework by examining 3 questions: 1. Digital payments: regulation and/or public provision? I will study how the banking regulatory model, focused essentially on prudential…

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